About Us

We were established in 1986 and have an extensive background in providing insurance solutions to the construction industry.

We are one of the few providers of Structural Warranty Insurance / Latent Defect Insurance who are directly authorised by the Financial Conduct Authority (FCA) enabling us to work directly with specialist insurers to offer these and other construction industry specific products. We provide our clients with a holistic insurance experience and negate the need for them to engage with multiple providers.

What we cover

Self Build

New Homes

Conversion Schemes

Social Housing

Major Projects / Highrise

Completed / Retrospective Builds

Commercial Schemes

Mixed Use Developments

Build To Rent (BTR)

Purpose-Built Student Accommodation

Why CIR?

We're committed to transparency

Empowering you with access to all your information guarantees that we maintain the utmost levels of accountability.

CIR Structural Warranty Insurance Platform

Online Portal

We’ve meticulously crafted our portal to provide complete transparency, ensuring you’re informed at every stage. Importantly, we believe in giving you real-time updates. With us, you’ll always have access and insights, empowering you to make well-informed decisions confidently.

CIR Structural Warranty Portal

A 360 view, 24/7.

Embrace the convenience of our portal, where you can effortlessly follow your policy from foundation to finish and beyond. With our user-friendly portal, managing your insurance needs becomes an effortless and efficient experience.

MEMBERSHIPS & ACCREDITATIONS

A CIR policy provides complete confidence. From homeowners to developers, we can provide building protection with certainty.

BIBA CIR
CIR CCNH Code User Logo - 2024
Associate Membership CIR

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Call us
today

Ready to speak to one of the team about a getting a quote, an existing policy, or simply want to find out more? Just give one of our friendly advisors a call.

FAQ's

When selecting a structural warranty provider, it’s essential to prioritise factors such as reputation, financial stability, and coverage details. Opt for established companies like CIR with a history of trustworthy service. Established in 1986 CIR have an extensive background in providing insurance solutions to the construction industry.

Understand the specifics of the coverage offered, including the duration, exclusions, and limitations. A transparent and efficient claims process is crucial for addressing potential issues promptly. Also, consider the provider’s partnerships with builders and developers, as strong relationships often correlate with higher construction standards.

Additionally, enquire about transferability, independent inspections, regulatory compliance, costs, and the flexibility of coverage options. By carefully evaluating these aspects, you can choose a structural warranty provider that aligns with your needs and provides reliable protection for your property. If you are unsure about any of these specifics please get in touch with our team and we’ll be happy to answer any questions.

A structural warranty insurance policy or latent defect insurance policy provides protection to the property owner for major structural defects that occur during the cover period. An example of this would be a failed foundation or structural support member resulting in the property becoming unfit for purpose.

We are able to offer a number of other construction industry insurance solutions such as:-

  • Contractors all risk
  • Performance Bonds
  • Insurance Backed Guarantees
  • Liabilities (Public/Employers/Environmental)
  • Motor Fleet/Vehicle
  • Professional Indemnities