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Latent Defect Insurance
CIR are a latent defect insurance provider for a range of residential, commercial, and mixed-use developments. Get a free quote today.
What We Cover
Comprehensive Building & Structural Warranty Insurance.
Self-build Warranty
Peace of mind for self-build projects with comprehensive coverage for structural defects up to 10 years.
New Build Warranty
Our new build warranty ensures properties are protected from structural defects for up to 10 years.
Conversion Warranty
Protection for converted or refurbished properties against structural defects for 10 years.
Social Housing Warranty
CIR can provide builder insolvency cover as part of the warranty, subject to underwriting assessment and terms and conditions.
Retrospective Warranty
Retrospective building warranties that encompass swift surveys and the full support of our account managers.
Commercial Building Warranty
Protection for converted or refurbished properties against structural defects for 10 years.
A transparent, straightforward underwriting process.
Our latent defect insurance offers a safety net that covers structural defects, workmanship issues, and other unforeseen construction-related challenges. Our latent defect insurance acts as a shield, ensuring that homeowners are protected from potentially significant financial burdens that may arise due to construction-related defects.
Peace of mind, from foundation to finish.
We provide coverage that safeguards your construction project against major structural defects and risks. Our latent defect insurance solutions are designed to offer peace of mind to developers, builders, and homeowners, ensuring that their investment is protected from unforeseen construction-related damages, defects, and related repair costs.
Why CIR
We're committed to transparency
Empowering you with access to all your information guarantees that we maintain the utmost levels of accountability and customer service. Every email is carefully attended to, each phone call meticulously recorded for our mutual protection, and your documents are freely available to view on our portal at any time. We are committed to transparency and openness, ensuring you have full visibility into every aspect of our interactions.
Online Portal
We’ve meticulously crafted our portal to provide complete transparency, ensuring you’re informed at every stage. Importantly, we believe in giving you real-time updates. With us, you’ll always have access and insights, empowering you to make well-informed decisions confidently.
A 360 view, 24/7.
Embrace the convenience of our portal, where you can effortlessly follow your policy from foundation to finish and beyond. With our user-friendly portal, managing your insurance needs becomes an effortless and efficient experience.
Who we work with
A policy provided by CIR ensures our clients can build from foundation to finish with confidence. From developer to homeowners, find out how we can build better together.
Builders
Developers
Home & Property Owners
Social/Affordable Housing
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Latent Defect Insurance FAQ's
A latent defect insurance or structural warranty insurance product provides protection to the property owner for major structural defects that occur during the cover period. An example of this would be a failed foundation or structural support member resulting in the property becoming unfit for purpose.
It is a requirement of most lenders that a latent defect insurance / structural warranty insurance policy is in place as a condition of the lending solution when purchasing a property that has constructed within the last 10 years.